Entries by low.admin

6 Fun Ways to Save As a Family

6 Fun Ways to Save As a Family Meeting financial goals as a family can be challenging. But inspiring your family to help and contribute to a financial goal doesn’t have to be a painful process, especially when the result is an exciting family vacation, a new family car, or college savings. In the spirit […]

Tips To Manage Money With Your Spouse

Tips To Manage Money With Your Spouse Managing finances as an individual are challenging. Marriage only multiplies the depth of the challenge that is money management. If you and your spouse are in line with how, when, and where you are spending your money, it can be easier to manage money with your spouse. However, […]

4 DIY Home Decor Projects from Pinterest

4 DIY Home Decor Projects from Pinterest Lately, I’ve been stuck inside from the snow and have been pacing around my house. This leads me to think about all the many, many projects and improvements that I would like to make. However, we are saving and paying off debt. With little money in the budget […]

What Exactly Is Mortgage APR?

What Exactly Is Mortgage APR? Mortgage interest rate and mortgage APR (annual percentage rate) while related, are not the same. You’ll see both listed for mortgages. For example, you may see a 30-year fixed-rate mortgage with an interest rate of 4.250% and an APR of 4.385%. The interest rate is the interest you pay on […]

What Is Consumer Credit Counseling?

What Is Consumer Credit Counseling? Individuals facing financial difficulties experience very different circumstances. Depending on your situation, you may want to seek credit counseling advice. However, it is important that you determine the best way to approach your situation. If you find yourself deeply in debt, a credit counseling service can assist you in making a […]

ACCC Housing Services

ACCC Housing Services American Consumer Credit Counseling is a national nonprofit credit counseling agency. But, we do offer other services that may benefit you! From bankruptcy to student loans to housing services, ACCC aims to help consumers in various areas of their financial lives. If you are unfamiliar with ACCC’s housing services, look no further! […]

What Does Your Relationship Mean for Your Credit?

What Does Your Relationship Mean for Your Credit? Relationships and finances seem to intermingle no matter how hard you may try to separate the two. The truth is that not very many of us like to talk about finances, especially during the early stages of our relationships. You shouldn’t avoid talking about finances though. Your […]

Do You Really Need That Many TV Channels?

Do You Really Need That Many TV Channels? It happens all the time. You enter a deal with your local cable provider and lock in a price for one or two years. It’s usually a pretty good deal for a while. Maybe you get some free movie channels thrown in. Then, down the line, the […]

SMART Goals Review for Success

SMART Goals Review for Success Remember SMART goals? Those fancier goals that we always talk about? There are plenty of reasons that we recommend them. SMART goals help get things done with a purpose. So let’s do a SMART goals review to help move your financial goals forward. SMART Goals Review & Financial Planning Here […]

The Perks of Online Banking

The Perks of Online Banking A recent survey  found that at least two-thirds of American adults primarily use online banking. If you are one of those Americans, then the chances are that you enjoy online banking because of the convenience it offers. Through an online banking portal, you can: Pay your bills Set up a […]