Entries by low.admin

Should I Consolidate Loans Or Not?

Should I Consolidate Loans Or Not? Managing debt is not an idle practice. It takes diligence and attention. Sometimes it can be helpful to change strategies or at least look into your options, like consolidation. If you are asking yourself if you should consolidate loans or not, consider the following information to help your decision. […]

How Much Money to Save for an Emergency

How Much Money to Save for an Emergency An emergency fund is a must-have safety net. CNN reported that nearly 25% of American adults had no emergency savings whatsoever. Only 29% had the recommended six months of savings tucked away. This all begs the question, “How much emergency fund do you need?” Experts agree that you should have […]

7 Luxury Travel Perks You Can Actually Afford

7 Luxury Travel Perks You Can Actually Afford [UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] Modern-day travel may be fast, but unless you’re doing it […]

Tuesday Tip – 5 Ways to Minimize Moving Expenses

Tuesday Tip – 5 Ways to Minimize Moving Expenses Moving can be a very stressful life event. Adjusting to an unfamiliar place is tough, and moving expenses can add to the stress and your consumer debt. Luckily, we have some tips to help keep those costs down!  5 Tips to Minimize Moving Expenses The costs […]

Fair Credit? You Have Credit Card Options

Fair Credit? You Have Credit Card Options Credit scores. Most of us have them—more than one—and many of us hate them. If you’re like a lot of Americans, your credit score is in the fair zone—from 580 to 699, depending on which scoring model is used, FICO or VantageScore. And that fair credit score can […]

The Top 4 Barriers to Homeownership

The Top 4 Barriers to Homeownership As Financial Literacy Month is recognized throughout the nation, credit.org and the National Foundation for Credit Counseling® (NFCC®) are working together to spotlight the results of the 2019 Consumer Financial Literacy Survey. This year’s survey, conducted online by Harris Poll in March 2019 among 2,086 U.S. adults ages 18 […]

Teaching Your Kids To Use Credit & Debit Responsibly

Teaching Your Kids To Use Credit & Debit Responsibly Bringing a child into the world comes with a ton of responsibility. Other than providing for them, feeding them and keeping them away from trouble you also have the responsibility of teaching your kids to use credit & debit responsibly. Eventually, in life, debt relief becomes […]

What Happens If You Make a Late Credit Card Payment?

What Happens If You Make a Late Credit Card Payment? Uh-oh! You just received your credit card statement, and it shows interest charges and a $38 late fee that you didn’t expect. You realize you’re guilty of making a late credit card payment last month. Or worse, you realize you forgot to send your payment […]

7 Hacks for Using American Express’ Membership Rewards Program

7 Hacks for Using American Express’ Membership Rewards Program [UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] There are a few different transferable points programs available, […]

A Bad Union—Closed Accounts and Your Credit Report

A Bad Union—Closed Accounts and Your Credit Report Credit’s a tricky thing. Some things obviously hurt your credit, like a late payment or no payment or maxing out your credit cards. But the effect of some things on your credit isn’t obvious at all and are almost counterintuitive. Those things seem like they should help […]