Entries by low.admin

3 Signs It’s Time to Check Your Credit Report

3 Signs It’s Time to Check Your Credit Report We want everyone to learn how to read a credit report, and to get in the habit of checking their own credit regularly. You can get a free credit report from each of the three major credit bureaus once per year by visiting www.annualcreditreport.com. But when […]

5 Helpful Home Buying Tips for the Current Market

5 Helpful Home Buying Tips for the Current Market As 2018 ends and 2019 begins, the housing market in the US is being affected by rising interest rates. It will be important for home buyers to consider the current state of the market when shopping for a home. Interest rates have gone up several times […]

Last Minute Shoppers Guide For Holiday Shopping

Last Minute Shoppers Guide For Holiday Shopping Life can get busy and you probably keep postponing your holiday shopping. However, even if you are a last-minute kind of a person, it is important to have the right amount of preparation for your shopping. Shopping in a panic can increase your risk of overspending. To save […]

DIY Christmas Gift Pinterest Ideas to Save Money

DIY Christmas Gift Pinterest Ideas to Save Money Buying Christmas gifts for everyone on your list may seem impossible based on your current bank account. However, there may be a few ways around a small budget for gifts. Incorporating some creative DIY ideas can help you achieve your Christmas goals. The Talking Cents blog has […]

Is It a Good Time to Refinance My Car Loan?

Is It a Good Time to Refinance My Car Loan? Taking out a car loan isn’t a life sentence. And you’re not necessarily stuck with the original terms of your loan. You can always reach out to your lender to ask, “Can I refinance my car loan?” If your lender says yes, you could save […]

How Safe Are Credit Cards with Chips?

How Safe Are Credit Cards with Chips? Payments started with the barter system a long time ago. People exchanged goods or services for other goods or services. Eventually legal tender took over and money, in many forms—from tea bricks to cow to seashells—become the payment method of choice. Then virtual money came on the scene, […]

Give Yourself the Gift of a Good Credit Score

Give Yourself the Gift of a Good Credit Score The holidays are just around the corner. You may be thinking of all the people you need to buy gifts for. When most people do their holiday shopping, they don’t always think about how their spending impacts their credit scores. However, A good credit score is […]

The Importance Of Checking Your Credit Score On A Regular Basis

The Importance Of Checking Your Credit Score On A Regular Basis The Importance Of Checking Your Credit Score On A Regular Basis You can check your credit report for free once per year at www.annualcreditreport.com, and we urge everyone to do so. But checking your report isn’t the same as checking your score, and that […]

Credit Monitoring: What It Is And Why You Should Have It

Credit Monitoring: What It Is And Why You Should Have It We urge everyone to check their credit reports regularly. Anyone can get a free credit report annually from annualcreditreport.com, from each of the three credit bureaus. That means three times per year you can check one of your credit reports at no cost. But […]

Understanding Bankruptcy – Is It For You?

Understanding Bankruptcy – Is It For You? Bankruptcy is a proceeding in a federal court in which an insolvent debtor’s assets are liquidated and the debtor is relieved of further liability. Chapter 7 deals with liquidation, while Chapter 13 deals with reorganization. If your consumer debt looks like it is leading you towards this direction, […]