Entries by low.admin

Partial or Not: Resources for Federal Workers Around the Government Shutdown

Partial or Not: Resources for Federal Workers Around the Government Shutdown After a historic 35 days, the federal government shutdown finally ended. For now, at least. If you’re a federal employee heading back to work, you’re likely wondering—when will I get paid and what can I do to rebound from the shutdown? Federal employees were finally […]

Do You Know The Basics Of A Debt Management Program?

Do You Know The Basics Of A Debt Management Program? Before you jump into enrolling in one, it is important that you understand the basics of a debt management program. Figuring out how to get out of debt is no easy task. Therefore, it is important that you do not get into even more consumer […]

Spring Break Alternatives

Spring Break Alternatives Spring break is the best. It’s a mid-semester “pause” button on all of your school-related stress. Hopefully it will help you relax, recharge, and mentally prepare for the remainder of the year. But, going on a big spring break trip isn’t a reality for a lot of college students, especially those with […]

Saving Money for Big Purchases in 2019

Saving Money for Big Purchases in 2019 Saving money for big-ticket items isn’t that difficult if you give it enough time and planning. It does require some discipline. You may have already decided that 2019 will be the year you finally take your family on that week-long African safari. You have done your research, and […]

The Ultimate How-To on Filing Your Taxes for Free

The Ultimate How-To on Filing Your Taxes for Free If you bristle at the idea of having to pay to file your taxes, you’ll be happy to know that the IRS found 70% of all taxpayers are eligible to prepare and file their federal tax returns for free. And a variety of free federal and state tax solutions can […]

Why is My Credit Score Different on Each Report?

Why is My Credit Score Different on Each Report? There are three major credit reporting bureaus in the United States: TransUnion, Equifax, and Experian. Each one has its own unique mathematical method of calculating a credit score for the consumer. And each bureau may have slightly different information on how they calculate credit scores that […]

February Budget Example- Using a Tax Refund

February Budget Example- Using a Tax Refund Tax season is usually a hopefully and anxious time. How much of a refund will you get?! Before our couple tries to spend it all, let’s see what they are going to do with their tax refund in the February budget example. Review of the January Budget January […]

Damage Control After ID Theft

Damage Control After ID Theft Every year consumers fall victim to identity theft. Identity theft can be a serious threat to your overall debt settlement programs.  So, what steps to should you take if you find your identity stolen? What steps would you take as damage control after ID Theft?  Damage Control After ID Theft If […]

It’s Groundhog Day – Don’t Repeat Past Financial Mistakes

It’s Groundhog Day – Don’t Repeat Past Financial Mistakes Ground Hog Day is a holiday that’s celebrated in the United States every year on February 2. Pennsylvania Dutch superstition says that if the groundhog emerges from his hole on this day and sees its shadow, the groundhog will retreat into his burrow and there are six more […]

18 Ways the New Tax Laws Affect You

18 Ways the New Tax Laws Affect You The final 2017 Tax Cuts and Jobs Act legislation passed December 20, 2017, and was signed into law on January 3, 2018. It ended up being less scary than many Americans had feared. And while the biggest impact may yet prove to be on businesses, some important […]