Entries by low.admin

15 Eco-Friendly Ways To Save Money For Earth Day

15 Eco-Friendly Ways To Save Money For Earth Day Earth Day is around the corner. Here at The Talking Cents Blog, we have been thinking through ways to save money around this holiday. Here is a list of 15 eco-friendly ways to save money. List of Eco-friendly Ways to Save Money As we came up […]

Debt Relief Consolidation And Eliminating Debt

Debt Relief Consolidation And Eliminating Debt Living with a large amount of credit card debt or personal loans can be incredibly stressful. From trying to keep up with payments to never knowing when you’ll have financial stability, too much debt can make life miserable. Fortunately, debt relief consolidation services offer a solution for getting out of debt. Debt […]

What Exactly is “Fair” Credit?

What Exactly is “Fair” Credit? UPDATE: Article Updated by Brian Acton 4/9/18 There’s always a lot of buzz about the extreme ends of the credit scoring spectrum. How can you get excellent credit? What should you do if you have bad credit? Less attention is paid to fair credit, which is ironic considering that’s where […]

How Is a Fraud Alert Different from a Credit Freeze or Lock?

How Is a Fraud Alert Different from a Credit Freeze or Lock? Hackers steal more than 250,000 records globally every hour. And improvements in technology make it easier—not harder—all the time for cyber thieves to access your personal and financial information. While identity theft is a scary thought, you aren’t helpless. The three major credit […]

Living With One Income to Reach Your Financial Goals

Living With One Income to Reach Your Financial Goals Wondering why people choose to live on a single income? Sometimes it’s all about saving for a big financial goal; other times it’s simply wanting to live with less. Learn how you can live on one income to meet your financial goals. Creating a One Income […]

Life Events That Can Affect Credit: Going to College

Life Events That Can Affect Credit: Going to College For many first-time college students, pursing a higher education is a journey that comes with newfound responsibilities. Managing money while simultaneously balancing school, work and social obligations proves difficult for many. When embarking on educational pursuits, don’t forget to keep credit scores at the forefront of financial commitments. There […]

8 Reasons to Save Money in 2019

8 Reasons to Save Money in 2019 There are numerous reasons to save money in the coming year. Whether you’ve recently graduated college or have been in the workforce for years, it’s never a bad time to take a good, hard look at your finances. You never know what 2019 may bring, but you want […]

Tuesday Tip – 5 Steps to Gain Financial Literacy

Tuesday Tip – 5 Steps to Gain Financial Literacy April is National Financial Literacy Month! While personal finance is a topic that every American needs to understand, it’s also something that is never formally taught. Unfortunately, this leaves many people vulnerable and unequipped to properly manage their finances. In an effort to help, we’ve put […]

APR on a Credit Card

APR on a Credit Card Understanding interest rates on a credit card is harder than it seems. What is the real interest rate? How often is it applied, and what does it really cost? Credit cards are usually advertised by their APR (Annual Percentage Rate). What does that mean? Interest is the cost of having […]

Canceling Credit Cards – Good or Bad?

Canceling Credit Cards – Good or Bad? Missed payments and maxed out cards are all signs of being irresponsible with how you use credit. These scenarios make credit card payoff much harder. How would you go about dealing with it? Would you work towards debt relief? Or would you consider canceling credit cards? Learn more about […]