Entries by low.admin

Starting Credit for the First Time

Starting Credit for the First Time Just because you leave home for the first time doesn’t mean you’re ready for total independence. Depending on how much you have paid attention to your credit score prior to making your grand exit, financial independence might be a larger issue than you expect.  If you thought credit was […]

Signs You Are Not Ready To Retire

Signs You Are Not Ready To Retire Are you beginning to see your retirement on the horizon? If yes, it is crucial that you have a sense of readiness to live the golden years of your life comfortably.  However, you can have doubts about your retirement plan. At these times you need to evaluate and […]

Planning for Unexpected February Budget Items

Planning for Unexpected February Budget Items It’s almost a new month, and that means it’s time to get the budget ready. February is the shortest month of the year. However, nearly all expenses will be about the same. But what about the costs you don’t anticipate? Here are a few examples of unexpected February budget […]

What Are Prepaid Debit Cards?

What Are Prepaid Debit Cards? [DISCLOSURE: Cards from our partners are mentioned below.] A prepaid card is an alternative to a debit or credit card. It only allows you to spend up to the amount of money you load onto it. Prepaid cards are safer than using cash and like other types of credit and debit […]

Do You Know These Things About Credit?

Do You Know These Things About Credit? Credit is a crucial component of an individual’s personal finances. So, it is important that you know the ins and outs of credit. It is important that you know certain things about credit no matter what your financial priority is. It can vary from rebuilding credit to working […]

Tuesday Tip – Stop Wasting Money On These 10 Things

Tuesday Tip – Stop Wasting Money On These 10 Things Finding the balance between spending and saving is a challenge. I know I’m guilty of going on a spending spree or rationalizing a bunch of small purchases with the notion that it won’t really make a dent in my finances. But! What happens when all […]

How an Accident Can Affect Your Credit Score

How an Accident Can Affect Your Credit Score Bad weather in the winter can make driving terrifying. You may see lots of car accidents during snowstorms. The Centers for Disease Control and Prevention (CDC) estimates that over 30,000 people die in car accidents every year in the U.S. These car accidents cost about $44 billion […]

Who Funds Consumer Credit Counseling Services?

Who Funds Consumer Credit Counseling Services? Are you having a hard time managing your debt? Perhaps you’ve considered some options to help you and stumbled upon consumer credit counseling. You may be wondering whether it’s effective and legitimate. You may also ask yourself how do such services get funded? Well, we are here to answer […]

Low Interest Credit Cards to Help Pay off Holiday Debt

Low Interest Credit Cards to Help Pay off Holiday Debt [DISCLOSURE: Cards from our partners are mentioned below.] During the holidays, most people love shopping. And lots of retailers offer great deals. These deals might seem irresistible and it’s easy to just charge things to your credit card. You may feel euphoric at the time of […]

15 Key Tax Tips For 2018

15 Key Tax Tips For 2018 Tax laws aren’t what they used to be thanks to the Tax Cuts and Jobs Act (TCJA) passed in December 2017. You don’t need to sweat the new laws though. Most happen automatically. You’re biggest worry is to ensure you don’t try and take the same deductions you took last […]