Entries by low.admin

Homeowners Get a Tax Credit for Buying a House

Homeowners Get a Tax Credit for Buying a House   Being a homeowner comes with all kinds of pros and cons that don’t come with renting. You have a yard, but you have to care for the yard. You have a payment, but you get to deduct your mortgage interest on your tax return! And […]

1099-C Cancellation of Debt—the Most Hated Tax Form

1099-C Cancellation of Debt—the Most Hated Tax Form Taxes can get confusing—just looking at the names of some of the forms is enough to make your head spin. Take Form 1099-C Cancellation of Debt for example. It reports canceled debt to the IRS. And the IRS considers that canceled debt to be taxable income that has […]

How To Dominate Your Debt

How To Dominate Your Debt If you learn how to dominate your debt, that is a major part of having your finances under control. The best debt management strategies are the ones that allow you to take full control over your finances. So how do you really dominate your debt?   How To Dominate Your Debt […]

Guide to Comparing Cell Phone Plans

Guide to Comparing Cell Phone Plans It’s fairly impractical, and some might say impossible, to function without a cell phone these days. However, the cost of a cell phone each month can be a major dilemma while trying to get out of debt. Comparing cell phone plans can help reduce the monthly expense without eliminating […]

Money Management Skills For Children

Money Management Skills For Children Building good habits early on can help children better manage their financial futures. Money management principles such as credit, savings, and the value of the dollar take precedence over others when it comes to money management skills for children. A financial future with minimal consumer debt is a great gift […]

Tuesday Tip – Shopping the Trends for Less

Tuesday Tip – Shopping the Trends for Less For a lot of us, money is tight. There’s no shame in saying it! But even so, we still want to look good and keep up with the latest trends. Affordable fashion can be a struggle, especially if you’re trying to eliminate credit card debt. Follow these […]

A Look Back at 2018 Data Breaches

A Look Back at 2018 Data Breaches While recent data breaches may not have cost you any money, the same can’t be said about the companies that were breached. It’s estimated that data breaches cost companies an average of $3.5 million. If you look at data breaches case by case, you’ll see they can cost […]

How To Become Credit Smart

How To Become Credit Smart You got your first credit card! All you have to do now is make responsible financial decisions to establish good credit. Sounds easy, right? Misusing your credit cards can make getting out of credit card debt a stressful affair. So how can you become credit smart and avoid all that?  […]

Homeowner’s Insurance When You Downsize

Homeowner’s Insurance When You Downsize You’ve had homeowners insurance since you purchased your first house nearly 40 years ago. You’re pretty sure you understand how it works, but now you’re downsizing and your friends tell you that it might be wise to read up on your changing homeowner’s insurance when you downsize. Homeowners Insurance When […]

Green Dot Spotlight- Building Your Credit

Green Dot Spotlight- Building Your Credit [DISCLOSURE: Cards from our partners are mentioned below.] Do you have bad credit? Or no credit? Maybe you’ve been denied for credit card after credit card. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because you’d […]