Teach Your Children To Save Day Today is a special day for financial literacy- Teach Your Children to Save Day. This day is part of a free national program for grades k-8. Therefore, learn more about this day and how you can become involved. Information on Teach Your Children to Save Day Firstly, Teach Children to […]
How to Make More Money Late payments, rejected loan applications and dried-out bank accounts can be depressing. There are always ways to spend money, but how do you make more money when you need it? Can you earn extra money on the side? If you’re worried about money, try these easy money-making methods on the […]
Choose ACCC To Help Get Out Of Debt If you need help getting out of debt, American Consumer Credit Counseling may be able to help. ACCC offers debt management services that can help you find your way out of debt. When you choose ACCC, a certified counselor shows you how to pay off debts, reduce credit […]
4 Things to Consider When Choosing a Debt Relief Service Do you have crippling debt? Are you thinking about declaring bankruptcy? Bankruptcy stays on your credit report for 7 to 10 years and has a detrimental effect on your credit score for even longer. Individuals can file for bankruptcy in two ways—Chapter 7 or Chapter 13. […]
Why You need a Car Maintenance Fund Cars are a total money pit. That’s right- I said it. However, these money pits can be an essential part of life and a worthwhile investment. Take care of your investment and your budget by creating a car maintenance fund. Build a Car Maintenance Fund to Pay for Car […]
If You Max Out a Credit Card and Pay It Off, Does It Still Hurt Your Credit? Paying with plastic can make your money seem limitless. But credit cards come with a credit card limit, which is the maximum amount you can charge on the card. When you charge the card’s full limit, you max […]
Finding a Good Budget App for You Are you looking for an easy way stick to your budget? Having a budgeting app can identify unplanned discretionary spending and help you save money. When you have something to hold you accountable to your spending habits, it’s easier to control where your money goes. You can find a good budget app that allows you to manage […]
Tuesday Tip – Advantages of Having a Credit Card Credit is a key financial indicator of a consumer’s financial health. To put it simply, if you can properly manage your credit, that’s a good sign that you have stable finances. There are also other advantages of having a credit card that consumers may not be […]
5 Credit Cards for Beginners The right credit score can save you thousands of dollars. For example, an interest rate that’s 1% lower can save you $70,000 on an average mortgage loan over the average 30-year term. The trick, though, is getting to that right credit score, which starts with building your credit. If you’re new […]
What Are the Consequences of Going Over Your Credit Limit? Credit cards certainly have their limits, but it is often possible to go over them. And is going over your credit limit bad? When you go over the limit on your credit card two key things can happen—you pay an over-limit fee and you hurt […]