Better Financial Management Habits Ensuring that you’re practicing proper personal financial management is a never-ending task. Whether you need to eliminate credit card debt, save for a major purchase, or need to grow your retirement fund, there are small adjustments you can make to speed up the process. Changing your spending habits, even slightly, can contribute to […]
Millennials: Set Financial Goals! Millennials get a bad rap among the elder generations for their money management skills. From differences in saving and investing to things as trivial as avocado toast, Millennials tend to draw the short straw. We’re not here to take a side, but rather to encourage Millennials to be proactive in their […]
How Often Do Consumers Use ATMs? You may agree that there are very few things in this world as annoying as your money costing you money. That’s precisely what happens when you use an ATM to make a withdrawal, deposit or check your bank account balances. The fees are pretty high when you use an […]
Birthday Celebrations On A Budget Birthday celebrations can snowball quickly out of control. While having fun is the main goal, it does come at a cost and add up to the already hefty consumer debt. So how can you throw a birthday celebration on a budget? Birthday Celebrations on a Budget Birthdays are a time to […]
Debt Consolidation to Improve Credit Score Debt takes a toll on a person’s credit. Many consumers carrying too much debt often worry what will happen to their credit and how to fix it. You may ask,”Can you use debt consolidation to improve credit score?” Find out more about debt consolidation, credit and if it can help […]
My Mortgage Was Denied – Now What? According to data from the Federal Bureau of Consumer Financial Protection, about one out of every nine loan applications to buy a new house (10.8%) and more than one in every four loan applications to refinance a home were denied in 2018. There are lots of reasons someone […]
Do You Understand Your Credit Report? Credit reports might seem really complicated, so let’s make them uncomplicated. Your success in managing credit is reflected in your credit report and score. A credit report is a history of everything you are doing with your credit now and what you have done with it in the past. Your […]
Tuesday Tip – 3 Healthy Snack Recipes for Cheap Healthy eating on a budget can be a challenge, I know it is for me! So, given that fact, we wanted to put together some Talking Cents approved healthy snack recipes that you can make really fast and for cheap! 3 Healthy Snack Recipes for Cheap […]
How Can I Earn Extra Credit Card Rewards This Year? The average American spent approximately $850 on gifts during the 2018 holiday season. While it’s true that the holiday season is one of the most fun times of the year, it’s also one of the most expensive. If you spend wisely, you can earn lots […]
Partial or Not: Resources for Federal Workers Around the Government Shutdown After a historic 35 days, the federal government shutdown finally ended. For now, at least. If you’re a federal employee heading back to work, you’re likely wondering—when will I get paid and what can I do to rebound from the shutdown? Federal employees were finally […]