Entries by low.admin

Preparing to Buy A Home When You Already Have Debt

Preparing to Buy A Home When You Already Have Debt In an ideal world, you’d begin your homeownership journey debt free (with a 3-month emergency fund saved, to boot). In the real world, however, debt is a reality, whether it be some credit card debt, a car loan, or outstanding student loans, all of which […]

What Should I Use My Credit Card Rewards for?

What Should I Use My Credit Card Rewards for? There are hundreds of credit card that offer rewards, enticing consumers to sign up for them. You may have racked up tons of credit card rewards and you may be wondering what to do with them. In fact, there are advantages and disadvantages to redeeming your […]

5 Housing Options for Graduate Students

5 Housing Options for Graduate Students The college years are so exciting! And if you choose to go back for graduate school, one of the most important decisions you have to make is where you’re going to live. Today, there are multiple housing options available to students on and off-campus. This article outlines the possible […]

5 Credit Card Mistakes To Avoid

5 Credit Card Mistakes To Avoid Your successful financial management is largely based on how well you manage credit card debt. Therefore, understanding credit card mistakes to avoid is very important. Unfortunately, many credit card users are making big mistakes that are ruining their credit.  Credit Card Mistakes to Avoid 1. Paying Late Paying on time […]

15 Frugal Winter Activities

15 Frugal Winter Activities Winter can be tough for some families financially. Between the holidays, increased heat and electricity bills, and managing debt, winter can be a struggle. And, once it starts to get chilly and dark outside, the Winter blues can really start to set in. Especially if you have energetic kiddos! These frugal […]

6 Ways for Millennials to Prepare to Buy a Home

6 Ways for Millennials to Prepare to Buy a Home If you’re a Millennial, it certainly can feel like the deck is stacked against you financially. Compared to our parents and grandparents, student loan debt burdens are substantially higher, and without a college education these days, good paying jobs are limited. House prices are 10 […]

5 Credit Card Myths That Are Hurting Your Credit Score

5 Credit Card Myths That Are Hurting Your Credit Score When it comes to boosting your credit score, there are a lot of myths floating around. It’s important to be skeptical and proceed with caution because your financial health is at stake. If you are influenced by the wrong myths about credit cards, you can actually […]

Maximize Cash Back for the Holidays with these Credit Cards

Maximize Cash Back for the Holidays with these Credit Cards The holidays are coming. This may mean lots of shopping. You might be considering how you can spend money and earn rewards for shopping. Well, you’re in luck! There are some great credit cards out there that offer cash back rewards – which means that […]

3 Signs It’s Time to Check Your Credit Report

3 Signs It’s Time to Check Your Credit Report We want everyone to learn how to read a credit report, and to get in the habit of checking their own credit regularly. You can get a free credit report from each of the three major credit bureaus once per year by visiting www.annualcreditreport.com. But when […]

5 Helpful Home Buying Tips for the Current Market

5 Helpful Home Buying Tips for the Current Market As 2018 ends and 2019 begins, the housing market in the US is being affected by rising interest rates. It will be important for home buyers to consider the current state of the market when shopping for a home. Interest rates have gone up several times […]